Does SmartPay Do A Credit Check?

How do you get approved for straight talk SmartPay?

To apply for SmartPay, you must:Be at least 18 years old.Have a monthly income of $1000 (before taxes and deductions)Have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)Have a credit card or debit card associated with a standard US checking account..

What phone companies use SmartPay?

Popular phone carriers that use SmartPay leasing include:Net10.Total Wireless.Boost Mobile.Simple Mobile.Straight Talk.Page Plus.

How can I finance a phone?

How can I finance a cell phone?Financing through your current carrier. If you’re happy with your current plan, many providers offer a few options to finance a new phone: … Financing through a new carrier. … Manufacturer financing. … Retailer financing. … Personal loan. … Credit card.

How do I cancel SmartPay?

Can I cancel my account? You can not cancel your account while you have an existing lease with SmartPay. To cancel a lease, please contact us at 925-298-6109 7 days a week from 7 am to 7 pm PST Monday through Saturday and 7 am to 5pm PST on Sundays and we can walk you through the steps.

How do I use SmartPay?

When you’re ready to checkout:Choose SmartPay on the billing page. You’ll be directed to the SmartPay website.Enter your email or mobile number you used to get approved. We’ll immediately send you a verification code to enter.Use a debit card from a bank account for the first payment due today.

How can I get a new phone with bad credit?

How to Get A Cell Phone With Bad Credit and No Deposit?Sign-Up for A Prepaid Plan. One of the easiest ways to get a cell phone with bad credit is by getting a prepaid plan. … Buy Now, Pay Later Cell Phones With No Credit Check. … Enroll in a Family Plan. … Get Someone to Cosign With You.

What is BillFloat?

U.S. consumers can now make use of a web site called BillFloat to pay a bill and avoid late fees, overdraft charges, service termination, and high cost payday loans. … They pay your bill directly to the company that is waiting for your payment. You then repay BillFloat back up to 30 days later.

How do you get approved for SmartPay?

Who can apply for SmartPay?Be at least 18 years old.Have a monthly income of $1000 (before taxes and deductions)Have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)Have a credit card or debit card associated with a standard US checking account.

Is SmartPay a hard inquiry?

SmartPay Support Yes. We use alternative credit reporting agencies to verify your personal and financial information. As with any credit application, it’s important to be as accurate as possible when completing the SmartPay application. This type of verification may appear as an inquiry on your credit report.

Does Straight Talk do a credit check?

No contracts, no credit checks, and no activation fees. With Straight Talk there are no mystery fees or surprise bills.

What happens if you don’t pay SmartPay?

When a scheduled payment fails, our system will make further attempts to collect the payment, either in full or partial amounts until your lease payments … Can I use a credit card to make my monthly payments for SmartPay? … Your initial payment depends on the actual price of the item you choose.

Can I finance a phone with no credit?

You can often get a cell phone plan with no credit history if you first pay a deposit. Deposit amounts will vary based on the carrier and your credit score, but they could run up to several hundreds of dollars. … Most carriers will refund your deposit after a year if you consistently pay your bill on time.